and personal identification numbers (PINs) for computers, E-mail accounts, bank accounts and other password-protected information are
and the user’s first name. There is no foolproof way to create a secure password, but the safest ones meet the following criteria: they contain eight or more characters... combine parts of two unusual words... mix both upper- and lower-case letters with symbols and numbers... and/or combine foreign and English words.
Sid Kirchheimer, investigative reporter, Audubon, Pennsylvania, and author of Scam-Proof Your Life (Sterling).